We understand that there is a lot of anxiety regarding nursing homes during this COVID-19 pandemic.
But, just as before COVID-19, seniors are still failing in their health. Many of them will need 24-hour care that can be provided through a live-in aide (very expensive) or through placement at a nursing home.
If you choose to have your loved one cared for in a nursing home, it’s important to understand your options for financial assistance. Since nursing homes charge roughly $9,000 to $12,000 a month, applying for Medicaid (i.e. the government program that helps with medical costs) is still going to be a reality for most families.
Even during the COVID-19 pandemic, Medicaid applications are still being accepted. The Medicaid case workers are now working remotely.
1. Send all applications via a private courier to ensure that they are filed.
2. Always make a copy of everything that is filed.
At present, there seems to be a temporary decrease in the amount of time that it takes for a case worker to respond to the initial application. This might be a result of an overall reduction in the number of Medicaid applications, since many nursing homes are not currently accepting new residents. This may be a temporary lull.
If Your Medicaid Application is Denied During COVID-19
If your Medicaid application is denied or not processed in a timely manner due to inaction, then you should make an appeal before an administrative law judge. Even though the pandemic has resulted in making all in-person meetings and Office of Administrative Hearings temporarily suspended and closed to the public, you still have an option.
The Office of Administrative Hearings is encouraging parties to participate remotely. This is not an automatic consideration, so the appealing party must specifically request a remote hearing.
We’re Here to Help During COVID-19
We understand that these are uncertain times. Now, more than ever, is when your loved ones need you to be their advocate in planning for the future.
As an experienced elder law firm in Maryland, we’re happy to guide you through the complexities of Medicaid cases. Please call us at (410) 296-8166 x292.